/* =========================================================
   FINANCE NIGHTMARES — CLEAN NAVY/TEAL CMS DESIGN SYSTEM
   RELEASE: V2 — 2026-09-23
   Replace the complete content of /customclasses/ with this file.
   Built for the current Standard V8/V10 CMS output.
   Palette: #0b2942 navy / #0f9d8a teal / white / light gray.
   ========================================================= */

:root {
  --fn-navy: #0b2942;
  --fn-navy-2: #153b57;
  --fn-teal: #0f9d8a;
  --fn-teal-dark: #087568;
  --fn-teal-soft: #e9f6f4;
  --fn-surface: #f5f8fa;
  --fn-surface-2: #eef4f6;
  --fn-white: #ffffff;
  --fn-text: #243746;
  --fn-muted: #607282;
  --fn-line: #d7e1e7;
  --fn-line-strong: #c4d2da;
  --fn-shadow: 0 14px 34px rgba(11, 41, 66, 0.09);
  --fn-font: Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
}

body {
  margin: 0;
  color: var(--fn-text);
  background: var(--fn-white);
  font-family: var(--fn-font);
  -webkit-font-smoothing: antialiased;
}

body *,
body *::before,
body *::after {
  box-sizing: border-box;
}

body a {
  text-underline-offset: 3px;
}

body .iba-standard {
  padding: 72px 0;
  color: var(--fn-text);
  background: var(--fn-white);
}

body .iba-standard-container,
body .iba-container {
  width: min(1180px, calc(100% - 40px));
  max-width: 1180px;
  margin-inline: auto;
}

body .iba-standard-content > h2,
body .iba-standard-content > h3,
body .iba-standard-content > h4 {
  color: var(--fn-navy);
  font-family: var(--fn-font);
  letter-spacing: -0.025em;
}

body .iba-standard-content > h2 {
  margin: 64px 0 16px;
  max-width: 800px;
  font-size: clamp(2rem, 3.2vw, 2.75rem);
  line-height: 1.12;
  font-weight: 800;
}

body .iba-standard-content > p {
  max-width: 820px;
  color: var(--fn-muted);
  font-size: 1.05rem;
  line-height: 1.75;
}

body .iba-standard-content > hr {
  margin: 56px 0;
  border: 0;
  border-top: 1px solid var(--fn-line);
}

/* ---------- Shared controls ---------- */

.fn-home-hero a,
.fn-book-hero a,
.fn-series-notice a,
.fn-final-cta a,
.fn-category-grid a,
.fn-featured-books a,
.fn-content-grid a,
.fn-related-grid a {
  font-family: var(--fn-font);
}

.iba-hero.fn-home-hero .iba-btn,
.iba-product.fn-book-hero .iba-product-button,
.iba-notice-center.fn-series-notice .iba-notice-center-button,
.iba-cta-banner.fn-final-cta .iba-cta-banner-btn {
  min-height: 48px;
  padding: 12px 20px;
  border-radius: 5px;
  box-shadow: none;
  font-size: 0.94rem;
  line-height: 1.2;
  font-weight: 750;
  text-decoration: none;
  transform: none;
}

.iba-hero.fn-home-hero .iba-btn-primary,
.iba-product.fn-book-hero .iba-product-button-primary,
.iba-notice-center.fn-series-notice .iba-notice-center-button,
.iba-cta-banner.fn-final-cta .iba-cta-banner-btn-primary {
  color: #fff !important;
  background: var(--fn-teal) !important;
  border: 1px solid var(--fn-teal) !important;
}

.iba-hero.fn-home-hero .iba-btn-primary:hover,
.iba-product.fn-book-hero .iba-product-button-primary:hover,
.iba-notice-center.fn-series-notice .iba-notice-center-button:hover,
.iba-cta-banner.fn-final-cta .iba-cta-banner-btn-primary:hover {
  color: #fff !important;
  background: var(--fn-teal-dark) !important;
  border-color: var(--fn-teal-dark) !important;
  box-shadow: none !important;
  transform: none !important;
}

.iba-hero.fn-home-hero .iba-btn-secondary,
.iba-product.fn-book-hero .iba-product-button-secondary,
.iba-cta-banner.fn-final-cta .iba-cta-banner-btn-secondary {
  color: var(--fn-navy) !important;
  background: #fff !important;
  border: 1px solid var(--fn-line-strong) !important;
}

.iba-hero.fn-home-hero .iba-btn-secondary:hover,
.iba-product.fn-book-hero .iba-product-button-secondary:hover,
.iba-cta-banner.fn-final-cta .iba-cta-banner-btn-secondary:hover {
  color: var(--fn-teal-dark) !important;
  background: var(--fn-teal-soft) !important;
  border-color: #a7cec8 !important;
  box-shadow: none !important;
  transform: none !important;
}

/* ---------- Homepage hero ---------- */

.iba-hero.fn-home-hero {
  padding: 82px 0 76px;
  overflow: hidden;
  color: var(--fn-text);
  background: var(--fn-surface) !important;
  border-top: 1px solid var(--fn-line);
  border-bottom: 1px solid var(--fn-line);
}

.iba-hero.fn-home-hero .iba-container {
  width: min(1180px, calc(100% - 40px));
}

.iba-hero.fn-home-hero .iba-hero-image-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(260px, 0.55fr);
  gap: clamp(46px, 7vw, 92px);
  align-items: center;
}

.iba-hero.fn-home-hero .iba-hero-content {
  max-width: 760px;
}

.iba-hero.fn-home-hero .iba-hero-title {
  margin: 0 0 22px;
  color: var(--fn-navy) !important;
}

.iba-hero.fn-home-hero .iba-hero-eyebrow {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
  color: var(--fn-teal-dark) !important;
  font-family: var(--fn-font);
  font-size: 0.78rem;
  line-height: 1.4;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.iba-hero.fn-home-hero .iba-hero-eyebrow::before {
  content: "";
  width: 26px;
  height: 2px;
  flex: 0 0 26px;
  background: var(--fn-teal);
}

.iba-hero.fn-home-hero .iba-hero-main-title {
  color: var(--fn-navy) !important;
  font-family: var(--fn-font);
  font-size: clamp(2.8rem, 5vw, 4.65rem);
  line-height: 0.99;
  font-weight: 850;
  letter-spacing: -0.055em;
}

.iba-hero.fn-home-hero .iba-hero-headline {
  max-width: 680px;
  margin: 0 0 14px;
  color: var(--fn-navy-2) !important;
  font-family: var(--fn-font);
  font-size: clamp(1.2rem, 2vw, 1.55rem);
  line-height: 1.35;
  font-weight: 700;
}

.iba-hero.fn-home-hero .iba-hero-subtitle,
.iba-hero.fn-home-hero .iba-hero-body-paragraph,
.iba-hero.fn-home-hero .iba-hero-list,
.iba-hero.fn-home-hero .iba-hero-list li {
  color: var(--fn-muted) !important;
}

.iba-hero.fn-home-hero .iba-hero-subtitle,
.iba-hero.fn-home-hero .iba-hero-body-paragraph {
  max-width: 690px;
  font-size: 1.04rem;
  line-height: 1.72;
}

.iba-hero.fn-home-hero .iba-hero-body {
  margin: 0 0 28px;
}

.iba-hero.fn-home-hero .iba-hero-buttons {
  gap: 10px;
}

.iba-hero.fn-home-hero .iba-hero-image-visual {
  display: flex;
  justify-content: center;
}

.iba-hero.fn-home-hero .iba-hero-image-frame {
  width: min(100%, 300px);
  overflow: visible;
  background: transparent;
  border-radius: 0;
  box-shadow: none;
}

.iba-hero.fn-home-hero .iba-hero-image-frame img {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 2 / 3;
  object-fit: cover;
  border: 1px solid #c8d5dc;
  border-radius: 2px;
  box-shadow: 18px 22px 0 #dcebea, var(--fn-shadow);
  transform: none;
}

/* ---------- Thin facts / trust row ---------- */

.iba-standard-grid4-section.fn-trust-strip,
.iba-standard-grid4-section.fn-book-meta {
  margin: 0 0 62px;
  padding: 0;
  border-top: 1px solid var(--fn-line);
  border-bottom: 1px solid var(--fn-line);
  background: #fff;
}

.fn-trust-strip .iba-standard-grid4,
.fn-book-meta .iba-standard-grid4 {
  gap: 0;
}

.fn-trust-strip .iba-standard-grid4-card,
.fn-book-meta .iba-standard-grid4-card {
  min-height: 118px;
  padding: 26px 28px;
  background: #fff !important;
  border: 0;
  border-right: 1px solid var(--fn-line);
  border-radius: 0;
  box-shadow: none;
}

.fn-trust-strip .iba-standard-grid4-card:last-child,
.fn-book-meta .iba-standard-grid4-card:last-child {
  border-right: 0;
}

.fn-trust-strip .iba-standard-grid4-card h3,
.fn-book-meta .iba-standard-grid4-card h3 {
  margin: 0 0 7px;
  color: var(--fn-navy);
  font-size: 1rem;
  line-height: 1.3;
  font-weight: 800;
}

.fn-trust-strip .iba-standard-grid4-card p,
.fn-book-meta .iba-standard-grid4-card p {
  margin: 0;
  color: var(--fn-muted);
  font-size: 0.88rem;
  line-height: 1.55;
}

/* ---------- Shared grid headings ---------- */

.fn-featured-books,
.fn-category-grid,
.fn-content-grid,
.fn-numbered-grid,
.fn-related-grid,
.fn-reader-grid {
  margin: 0 0 60px;
}

.fn-featured-books [class*="heading"],
.fn-category-grid [class*="heading"],
.fn-content-grid [class*="heading"],
.fn-numbered-grid [class*="heading"],
.fn-related-grid [class*="heading"],
.fn-reader-grid [class*="heading"] {
  max-width: 800px;
  margin-bottom: 28px;
}

.fn-featured-books [class*="heading"] h2,
.fn-category-grid [class*="heading"] h2,
.fn-content-grid [class*="heading"] h2,
.fn-numbered-grid [class*="heading"] h2,
.fn-related-grid [class*="heading"] h2,
.fn-reader-grid [class*="heading"] h2 {
  margin: 0 0 12px;
  color: var(--fn-navy);
  font-family: var(--fn-font);
  font-size: clamp(1.9rem, 3vw, 2.55rem);
  line-height: 1.14;
  font-weight: 820;
  letter-spacing: -0.035em;
}

.fn-featured-books [class*="heading"] p,
.fn-category-grid [class*="heading"] p,
.fn-content-grid [class*="heading"] p,
.fn-numbered-grid [class*="heading"] p,
.fn-related-grid [class*="heading"] p,
.fn-reader-grid [class*="heading"] p {
  margin: 0;
  color: var(--fn-muted);
  font-size: 1rem;
  line-height: 1.7;
}

/* ---------- Clean editorial cards ---------- */

.fn-featured-books .iba-standard-grid3,
.fn-related-grid .iba-standard-grid3,
.fn-content-grid .iba-standard-grid3,
.fn-numbered-grid .iba-standard-grid3 {
  gap: 18px;
}

.fn-category-grid .iba-standard-grid4,
.fn-reader-grid .iba-standard-grid4,
.fn-content-grid .iba-standard-grid4 {
  gap: 16px;
}

.fn-featured-books [class*="card"],
.fn-category-grid [class*="card"],
.fn-content-grid [class*="card"],
.fn-numbered-grid [class*="card"],
.fn-related-grid [class*="card"],
.fn-reader-grid [class*="card"] {
  position: relative;
  min-width: 0;
  padding: 28px;
  color: var(--fn-text);
  background: #fff !important;
  border: 1px solid var(--fn-line);
  border-radius: 7px;
  box-shadow: none;
}

.fn-featured-books [class*="card"] h3,
.fn-category-grid [class*="card"] h3,
.fn-content-grid [class*="card"] h3,
.fn-numbered-grid [class*="card"] h3,
.fn-related-grid [class*="card"] h3,
.fn-reader-grid [class*="card"] h3 {
  margin: 0 0 10px;
  color: var(--fn-navy);
  font-family: var(--fn-font);
  font-size: 1.12rem;
  line-height: 1.3;
  font-weight: 800;
  letter-spacing: -0.015em;
}

.fn-featured-books [class*="card"] p,
.fn-category-grid [class*="card"] p,
.fn-content-grid [class*="card"] p,
.fn-numbered-grid [class*="card"] p,
.fn-related-grid [class*="card"] p,
.fn-reader-grid [class*="card"] p {
  margin: 0;
  color: var(--fn-muted);
  font-size: 0.96rem;
  line-height: 1.65;
}

.fn-featured-books .iba-standard-icon,
.fn-category-grid .iba-standard-icon,
.fn-content-grid .iba-standard-icon,
.fn-related-grid .iba-standard-icon,
.fn-reader-grid .iba-standard-icon {
  width: 46px;
  height: 46px;
  margin: 0 0 20px;
  display: grid;
  place-items: center;
  color: var(--fn-teal-dark);
  background: var(--fn-teal-soft) !important;
  border: 1px solid #c7e5e0;
  border-radius: 5px;
  box-shadow: none;
}

.fn-featured-books .iba-standard-icon svg,
.fn-category-grid .iba-standard-icon svg,
.fn-content-grid .iba-standard-icon svg,
.fn-related-grid .iba-standard-icon svg,
.fn-reader-grid .iba-standard-icon svg {
  width: 23px;
  height: 23px;
  stroke: var(--fn-teal-dark) !important;
  stroke-width: 1.8;
}

.fn-featured-books .iba-standard-cta,
.fn-category-grid .iba-standard-cta,
.fn-related-grid .iba-standard-cta {
  margin: 22px 0 0;
}

.fn-featured-books .iba-standard-button,
.fn-category-grid .iba-standard-button,
.fn-related-grid .iba-standard-button {
  min-height: 0;
  padding: 0;
  color: var(--fn-teal-dark) !important;
  background: transparent !important;
  border: 0;
  border-radius: 0;
  box-shadow: none !important;
  font-size: 0.9rem;
  font-weight: 800;
  text-decoration: none;
  transform: none !important;
}

.fn-featured-books .iba-standard-button::after,
.fn-category-grid .iba-standard-button::after,
.fn-related-grid .iba-standard-button::after {
  content: " →";
}

.fn-featured-books .iba-standard-button:hover,
.fn-category-grid .iba-standard-button:hover,
.fn-related-grid .iba-standard-button:hover {
  color: var(--fn-navy) !important;
  background: transparent !important;
  box-shadow: none !important;
  text-decoration: underline;
}

.fn-featured-books [class*="card"] {
  padding-top: 34px;
  border-top: 3px solid var(--fn-teal);
}

.fn-featured-books [class*="card"]::before {
  content: "FEATURED E-BOOK";
  display: block;
  margin-bottom: 18px;
  color: var(--fn-teal-dark);
  font-size: 0.7rem;
  line-height: 1.3;
  font-weight: 850;
  letter-spacing: 0.1em;
}

.fn-category-grid [class*="card"],
.fn-reader-grid [class*="card"] {
  padding: 24px;
}

/* ---------- Numbered book contents ---------- */

.fn-numbered-grid .iba-standard-grid3,
.fn-numbered-grid .iba-standard-grid4 {
  counter-reset: fn-book-section;
}

.fn-numbered-grid [class*="card"] {
  counter-increment: fn-book-section;
  padding: 28px 28px 30px;
}

.fn-numbered-grid [class*="card"]::before {
  content: "0" counter(fn-book-section);
  display: block;
  margin-bottom: 18px;
  color: var(--fn-teal);
  font-size: 0.78rem;
  line-height: 1;
  font-weight: 850;
  letter-spacing: 0.08em;
}

/* ---------- Split / editorial sections ---------- */

.iba-split.fn-editorial-split,
.iba-split.fn-story-split,
.iba-split.fn-book-overview,
.iba-split.fn-warning-split {
  margin: 56px 0;
  padding: 42px 40px;
  color: var(--fn-text);
  background: var(--fn-surface) !important;
  border: 1px solid var(--fn-line) !important;
  border-radius: 7px;
}

.iba-split.fn-warning-split {
  background: #fff !important;
}

.iba-split.fn-editorial-split .iba-container,
.iba-split.fn-story-split .iba-container,
.iba-split.fn-book-overview .iba-container,
.iba-split.fn-warning-split .iba-container {
  width: 100%;
  max-width: none;
}

.iba-split.fn-editorial-split .iba-split-standard-grid,
.iba-split.fn-story-split .iba-split-standard-grid,
.iba-split.fn-book-overview .iba-split-standard-grid,
.iba-split.fn-warning-split .iba-split-standard-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 54px;
}

.iba-split.fn-editorial-split .iba-split-standard-column + .iba-split-standard-column,
.iba-split.fn-story-split .iba-split-standard-column + .iba-split-standard-column,
.iba-split.fn-book-overview .iba-split-standard-column + .iba-split-standard-column,
.iba-split.fn-warning-split .iba-split-standard-column + .iba-split-standard-column {
  padding-left: 54px;
  border-left: 1px solid var(--fn-line);
}

.iba-split.fn-editorial-split h2,
.iba-split.fn-story-split h2,
.iba-split.fn-book-overview h2,
.iba-split.fn-warning-split h2 {
  margin: 0 0 14px;
  color: var(--fn-navy);
  font-family: var(--fn-font);
  font-size: clamp(1.55rem, 2.3vw, 2rem);
  line-height: 1.2;
  font-weight: 820;
  letter-spacing: -0.03em;
}

.iba-split.fn-editorial-split p,
.iba-split.fn-story-split p,
.iba-split.fn-book-overview p,
.iba-split.fn-warning-split p,
.iba-split.fn-editorial-split li,
.iba-split.fn-story-split li,
.iba-split.fn-book-overview li,
.iba-split.fn-warning-split li {
  color: var(--fn-muted);
  font-size: 0.98rem;
  line-height: 1.72;
}

.iba-split.fn-warning-split ul {
  margin: 0;
  padding-left: 1.15rem;
}

.iba-split.fn-warning-split li {
  margin-bottom: 9px;
}

/* ---------- Product / dedicated book hero ---------- */

.iba-product.fn-book-hero {
  margin: 28px 0 64px;
  overflow: hidden;
  color: var(--fn-text);
  background: var(--fn-surface) !important;
  border: 1px solid var(--fn-line);
  border-radius: 8px;
  box-shadow: none;
}

.iba-product.fn-book-hero .iba-product-inner {
  padding: clamp(38px, 5vw, 64px);
}

.iba-product.fn-book-hero .iba-product-grid {
  grid-template-columns: minmax(0, 1.2fr) minmax(280px, 0.55fr);
  gap: clamp(44px, 7vw, 86px);
}

.iba-product.fn-book-hero .iba-product-badge {
  margin-bottom: 18px;
  padding: 7px 11px;
  color: var(--fn-teal-dark);
  background: var(--fn-teal-soft);
  border: 1px solid #bcded8;
  border-radius: 4px;
  font-size: 0.7rem;
  font-weight: 850;
  letter-spacing: 0.08em;
}

.iba-product.fn-book-hero .iba-product-title {
  margin-bottom: 22px;
  color: var(--fn-navy);
}

.iba-product.fn-book-hero .iba-product-eyebrow {
  margin-bottom: 11px;
  color: var(--fn-teal-dark);
  font-family: var(--fn-font);
  font-size: 0.78rem;
  font-weight: 850;
  letter-spacing: 0.11em;
}

.iba-product.fn-book-hero .iba-product-main-title {
  color: var(--fn-navy);
  font-family: var(--fn-font);
  font-size: clamp(2.6rem, 4.7vw, 4.35rem);
  line-height: 1;
  font-weight: 850;
  letter-spacing: -0.05em;
}

.iba-product.fn-book-hero .iba-product-text,
.iba-product.fn-book-hero .iba-product-list {
  color: var(--fn-muted);
  font-size: 1rem;
  line-height: 1.7;
}

.iba-product.fn-book-hero .iba-product-list li {
  margin: 7px 0;
}

.iba-product.fn-book-hero .iba-product-list li::marker {
  color: var(--fn-teal);
}

.iba-product.fn-book-hero .iba-product-price-area {
  margin-top: 26px;
}

.iba-product.fn-book-hero .iba-product-price-label {
  color: var(--fn-muted);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.08em;
}

.iba-product.fn-book-hero .iba-product-current-price {
  color: var(--fn-navy);
  font-size: 2.25rem;
  font-weight: 850;
}

.iba-product.fn-book-hero .iba-product-actions {
  gap: 10px;
  margin-top: 24px;
}

.iba-product.fn-book-hero .iba-product-note {
  margin-top: 16px;
  color: var(--fn-muted);
  font-size: 0.82rem;
  opacity: 1;
}

.iba-product.fn-book-hero .iba-product-visual {
  display: flex;
  justify-content: center;
}

.iba-product.fn-book-hero .iba-product-image {
  width: min(100%, 310px);
  overflow: visible;
  background: transparent;
  border-radius: 2px;
  box-shadow: none;
}

.iba-product.fn-book-hero .iba-product-image img {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 2 / 3;
  object-fit: cover;
  border: 1px solid #c8d5dc;
  border-radius: 2px;
  box-shadow: 16px 20px 0 #dcebea, var(--fn-shadow);
}

/* ---------- Notice / author strips ---------- */

.iba-notice-center.fn-series-notice {
  /* Keep the CMS full-width breakout intact inside the constrained article. */
  margin: 52px calc(50% - 50vw);
  padding: 46px 0;
  color: var(--fn-text);
  background: var(--fn-teal-soft) !important;
  border-top: 1px solid #c9e3df;
  border-bottom: 1px solid #c9e3df;
}

.iba-notice-center.fn-series-notice .iba-notice-center-inner {
  max-width: 860px;
}

.iba-notice-center.fn-series-notice .iba-notice-center-icon {
  width: 44px;
  height: 44px;
  margin: 0 auto 16px;
  color: var(--fn-teal-dark);
}

.iba-notice-center.fn-series-notice .iba-notice-center-icon svg {
  width: 36px;
  height: 36px;
  stroke: var(--fn-teal-dark);
  stroke-width: 1.7;
}

.iba-notice-center.fn-series-notice .iba-notice-center-title {
  margin: 0 0 12px;
  color: var(--fn-navy);
  font-family: var(--fn-font);
  font-size: clamp(1.75rem, 2.8vw, 2.35rem);
  line-height: 1.18;
  font-weight: 820;
  letter-spacing: -0.03em;
}

.iba-notice-center.fn-series-notice .iba-notice-center-text {
  max-width: 760px;
  color: var(--fn-muted);
  font-size: 1rem;
  line-height: 1.7;
}

.iba-notice-center.fn-series-notice .iba-notice-center-button {
  margin-top: 24px;
}

.iba-notice-center.fn-author-note {
  background: var(--fn-surface) !important;
  border-color: var(--fn-line);
}

/* ---------- Callouts ---------- */

body .iba-standard-callout {
  margin: 46px 0;
  padding: 30px 32px;
  color: var(--fn-text);
  background: var(--fn-surface) !important;
  border: 1px solid var(--fn-line) !important;
  border-left: 4px solid var(--fn-teal) !important;
  border-radius: 5px;
}

body .iba-standard-callout-title {
  color: var(--fn-navy);
  font-family: var(--fn-font);
  font-size: 1.2rem;
  line-height: 1.35;
  font-weight: 800;
}

body .iba-standard-callout-content,
body .iba-standard-callout-content p {
  color: var(--fn-muted);
  font-size: 0.98rem;
  line-height: 1.7;
}

/* ---------- FAQ ---------- */

body .iba-faq-item.fn-faq {
  margin-bottom: 10px;
  overflow: hidden;
  background: #fff !important;
  border: 1px solid var(--fn-line) !important;
  border-radius: 5px;
  box-shadow: none;
}

body .iba-faq-item.fn-faq .iba-faq-question {
  min-height: 68px;
  padding: 20px 22px;
  color: var(--fn-navy) !important;
  background: #fff !important;
  font-family: var(--fn-font);
  font-size: 1rem;
  line-height: 1.4;
  font-weight: 780;
}

body .iba-faq-item.fn-faq .iba-faq-question:hover {
  color: var(--fn-teal-dark) !important;
  background: var(--fn-surface) !important;
}

body .iba-faq-item.fn-faq .iba-faq-icon {
  color: var(--fn-teal-dark);
}

body .iba-faq-item.fn-faq .iba-faq-answer {
  background: var(--fn-surface) !important;
}

body .iba-faq-item.fn-faq .iba-faq-answer-inner {
  padding: 0 22px 22px;
  color: var(--fn-muted);
  font-size: 0.96rem;
  line-height: 1.7;
}

/* ---------- Final CTA ---------- */

.iba-cta-banner.fn-final-cta {
  padding: 34px 0 0;
}

.iba-cta-banner.fn-final-cta .iba-cta-banner-container {
  width: min(1180px, calc(100% - 40px));
  max-width: 1180px;
}

.iba-cta-banner.fn-final-cta .iba-cta-banner-inner {
  padding: 42px 46px;
  color: var(--fn-text);
  background: var(--fn-teal-soft) !important;
  border: 1px solid #c3e0dc;
  border-radius: 7px;
  box-shadow: none;
}

.iba-cta-banner.fn-final-cta .iba-cta-banner-title {
  color: var(--fn-navy) !important;
  font-family: var(--fn-font);
  font-size: clamp(1.65rem, 2.6vw, 2.2rem);
  line-height: 1.2;
  font-weight: 820;
  letter-spacing: -0.03em;
}

.iba-cta-banner.fn-final-cta .iba-cta-banner-text {
  color: var(--fn-muted) !important;
  font-size: 0.98rem;
  line-height: 1.7;
}

/* ---------- Accessibility ---------- */

body a:focus-visible,
body button:focus-visible,
body summary:focus-visible {
  outline: 3px solid rgba(15, 157, 138, 0.28);
  outline-offset: 3px;
}

/* ---------- Responsive ---------- */

@media (max-width: 1000px) {
  .fn-trust-strip .iba-standard-grid4,
  .fn-book-meta .iba-standard-grid4 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .fn-trust-strip .iba-standard-grid4-card:nth-child(2),
  .fn-book-meta .iba-standard-grid4-card:nth-child(2) {
    border-right: 0;
  }

  .fn-trust-strip .iba-standard-grid4-card:nth-child(-n + 2),
  .fn-book-meta .iba-standard-grid4-card:nth-child(-n + 2) {
    border-bottom: 1px solid var(--fn-line);
  }
}

@media (max-width: 900px) {
  .iba-hero.fn-home-hero .iba-hero-image-grid,
  .iba-product.fn-book-hero .iba-product-grid {
    grid-template-columns: 1fr;
  }

  .iba-hero.fn-home-hero .iba-hero-image-visual,
  .iba-product.fn-book-hero .iba-product-visual {
    justify-content: flex-start;
  }

  .iba-hero.fn-home-hero .iba-hero-image-frame,
  .iba-product.fn-book-hero .iba-product-image {
    width: min(72vw, 290px);
  }

  .iba-split.fn-editorial-split .iba-split-standard-grid,
  .iba-split.fn-story-split .iba-split-standard-grid,
  .iba-split.fn-book-overview .iba-split-standard-grid,
  .iba-split.fn-warning-split .iba-split-standard-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .iba-split.fn-editorial-split .iba-split-standard-column + .iba-split-standard-column,
  .iba-split.fn-story-split .iba-split-standard-column + .iba-split-standard-column,
  .iba-split.fn-book-overview .iba-split-standard-column + .iba-split-standard-column,
  .iba-split.fn-warning-split .iba-split-standard-column + .iba-split-standard-column {
    padding: 30px 0 0;
    border-top: 1px solid var(--fn-line);
    border-left: 0;
  }
}

@media (max-width: 700px) {
  body .iba-standard-container,
  body .iba-container,
  .iba-hero.fn-home-hero .iba-container,
  .iba-cta-banner.fn-final-cta .iba-cta-banner-container {
    width: min(100% - 28px, 1180px);
  }

  body .iba-standard {
    padding: 54px 0;
  }

  .iba-hero.fn-home-hero {
    padding: 60px 0 56px;
  }

  .iba-hero.fn-home-hero .iba-hero-main-title,
  .iba-product.fn-book-hero .iba-product-main-title {
    font-size: clamp(2.3rem, 12vw, 3.25rem);
  }

  .iba-hero.fn-home-hero .iba-hero-buttons,
  .iba-product.fn-book-hero .iba-product-actions,
  .iba-cta-banner.fn-final-cta .iba-cta-banner-actions {
    display: grid;
    grid-template-columns: 1fr;
  }

  .iba-hero.fn-home-hero .iba-btn,
  .iba-product.fn-book-hero .iba-product-button,
  .iba-cta-banner.fn-final-cta .iba-cta-banner-btn {
    width: 100%;
  }

  .fn-trust-strip .iba-standard-grid4,
  .fn-book-meta .iba-standard-grid4 {
    grid-template-columns: 1fr;
  }

  .fn-trust-strip .iba-standard-grid4-card,
  .fn-book-meta .iba-standard-grid4-card {
    min-height: 0;
    border-right: 0;
    border-bottom: 1px solid var(--fn-line);
  }

  .fn-trust-strip .iba-standard-grid4-card:last-child,
  .fn-book-meta .iba-standard-grid4-card:last-child {
    border-bottom: 0;
  }

  .iba-split.fn-editorial-split,
  .iba-split.fn-story-split,
  .iba-split.fn-book-overview,
  .iba-split.fn-warning-split {
    margin: 42px 0;
    padding: 30px 24px;
  }

  .iba-product.fn-book-hero {
    margin-top: 10px;
    border-radius: 6px;
  }

  .iba-product.fn-book-hero .iba-product-inner {
    padding: 34px 24px;
  }

  .iba-notice-center.fn-series-notice {
    margin: 40px calc(50% - 50vw);
    padding: 40px 0;
  }

  .iba-cta-banner.fn-final-cta .iba-cta-banner-inner {
    padding: 32px 24px;
  }
}

@media (prefers-reduced-motion: reduce) {
  body *,
  body *::before,
  body *::after {
    scroll-behavior: auto !important;
    transition: none !important;
  }
}